Adventure Protected: Powersport Insurance for Every Thrill

Storage location impacts rates and coverage requirements, especially for theft protection.

Options include liability, collision, comprehensive, medical payments, and accessories coverage.

Coverage typically includes motorcycles, ATVs, snowmobiles, jet skis, and other recreational vehicles.

Many insurers offer lay-up periods with reduced coverage during off-season storage.

Discounts often available for safety courses, anti-theft devices, and multiple vehicle policies.

Typically requires separate coverage or endorsement for transport damage protection.

Basic policies may have limited coverage; custom parts and equipment endorsements available.

Recreational vs. commercial use impacts coverage options and pricing.

Vehicle type, engine size, usage, location, rider experience, and claims history impact rates.

Most standard policies exclude racing or competition use; special coverage may be available.