Commercial Auto Insurance for Businesses in Fort Collins, Loveland, Berthoud, and Longmont
As a business owner, protecting your commercial vehicles is essential. Whether you own a small fleet of trucks, operate a single van, or manage multiple business vehicles, our commercial auto insurance policies offer comprehensive coverage tailored to your needs. We serve Fort Collins, Loveland, Berthoud, Longmont, and the surrounding areas, ensuring your business is fully covered on the road.
Request a Commercial Auto Insurance Quote today and protect your business vehicles.
Comprehensive Commercial Auto Insurance Coverage
Our commercial auto insurance policies provide coverage for a variety of vehicles, including trucks, vans, and specialized equipment. This coverage helps protect your business from risks such as accidents, theft, and damage caused by unforeseen events like hailstorms, which are common in Northern Colorado.
Liability Coverage for Commercial Vehicles
In the event of an accident, liability coverage ensures that your business is protected from costly lawsuits and damages. We offer commercial auto insurance with higher liability limits to safeguard against medical expenses and vehicle repairs, particularly given the rising costs in Fort Collins and surrounding areas. “Consider adding general liability insurance to fully protect your business from lawsuits and claims.”
Fleet and Single Vehicle Insurance for Business Owners
Whether you're a single owner-operator or manage a fleet, our customizable commercial auto insurance policies are designed to fit the unique needs of your business. From trucks to trailers, we offer specialized coverage tailored to the industries in Northern Colorado, including construction and transportation.
If your business also has employees, it's essential to stay compliant with Colorado law by carrying workers' compensation insurance. This coverage, paired with your commercial auto insurance, ensures both your vehicles and your employees are fully protected.
Why Choose an Independent Insurance Broker for Commercial Auto Insurance?
As an independent insurance broker in Fort Collins, we have access to multiple carriers, which means we can find the best commercial auto insurance rates for your business. Our team focuses on finding policies that provide maximum coverage at the most affordable rates, with discounts for bundling other business insurance products. “We offer additional discounts when you bundle commercial auto insurance with other business insurance products.”
What Our Clients Say About Our Commercial Auto Insurance
“Fort Collins Insurance helped us find the perfect policy for our fleet. Their team made the process simple and saved us money by bundling our coverage.” – Local Business Owner (Use an actual review from Google that mentions business or commercial auto insurance)
What types of vehicles are covered under a commercial auto policy?
A commercial auto policy can cover a wide range of vehicles, including cars, vans, trucks, trailers, and specialized vehicles like delivery vans or construction vehicles. It’s designed to protect any vehicle used for business purposes, from a single company car to an entire fleet.
Do I need commercial auto insurance if I only have one business vehicle?
Yes, even if you have just one vehicle used for business purposes, you need commercial auto insurance. Personal auto insurance typically doesn’t cover vehicles used for business, so having the right coverage protects you from liability, accidents, and damages specific to commercial use
What’s the difference between personal and commercial auto insurance?
Personal auto insurance typically covers individual drivers for private, non-business use, while commercial auto insurance is designed to protect vehicles used for business purposes, such as transporting goods or employees. Learn more about the key differences in our blog post on commercial auto insurance.
Get a Fast Commercial Auto Insurance Quote Today
Ready to protect your business vehicles with affordable and comprehensive commercial auto insurance? Contact our team of independent brokers today for a customized quote. Serving Fort Collins, Loveland, Berthoud, Longmont, and beyond, we make it easy to get the coverage you need.