While you may not own the property, renters in Northern Colorado still face risks like theft, fire, and water damage. Renters insurance protects your belongings and helps cover expenses if your rental becomes uninhabitable. Additionally, many landlords require renters insurance as part of your lease agreement, ensuring that you and the property are protected.

Renters insurance typically covers your personal belongings, liability, and loss of use. If your possessions are damaged or stolen, if someone is injured in your rental unit, or if your rental becomes uninhabitable due to a covered event, your policy will help cover the costs.

Many landlords require renters insurance as part of your lease agreement. It protects both you and the property from unexpected costs related to damages or liability claims.

The amount of renters insurance you need depends on the value of your personal belongings and your liability risk. Our brokers can help assess your needs and provide a policy that offers adequate coverage.

Yes, renters insurance typically covers water damage to your personal property caused by events like a burst pipe or leaking appliance. However, it doesn't cover flood damage, which may require separate coverage.

Yes! Bundling your renter's insurance with auto or umbrella insurance policies can save you money. You can learn more about bundling insurance policies.