Umbrella Insurance is an extra liability policy you have in place for an additional peace of mind incase of an incident. This policy usually umbrellas over auto, home, or watercraft insurance. If you're looking for Umbrella Insurance in Fort Collins, give us a call at 970-204-4553"
"Kevin and Melissa are great and helped me find appropriate coverage for my needs and budget. Fast and friendly service, very knowledgeable staff. I highly recommend Fort Collins Insurance!"
- Michelle
If you were to cause an accident that maxed your main policies limits, the umbrella policy would kick in to cover the costs. An example of this, if your auto policy covers liability up to $500,000 but you cause an accident that leaves the other driver with $800,000 in medical bills - your main policy will pay out in full, and the umbrella policy will kick in for the remaining balance.