Protect your business from unexpected costs like lawsuits, property damage, and injury claims with general liability insurance. Whether you’re a contractor, painter, concrete worker, trucking company, or manufacturing business, we offer customized coverage options designed to fit your unique needs. Serving Fort Collins, Loveland, Longmont, and the surrounding areas, we make sure your business is fully protected.
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Key Coverage Areas of General Liability Insurance
Property Damage Coverage for Contractors, Painters, and Manufacturing Businesses
If your business, such as a painting, contracting, or manufacturing company, causes damage to a client’s property during a job, general liability insurance covers the repair or replacement costs, helping you avoid paying out of pocket.
Bodily Injury Protection for Concrete Workers, Trucking, and Manufacturing Companies
In industries like concrete work, trucking, or manufacturing, accidents can happen. If a customer, client, or worker is injured on-site or due to business operations, general liability insurance covers medical expenses and legal fees.
Advertising Injury Coverage for Service-Based and Manufacturing Businesses
Whether you’re promoting your services as a contractor, painter, or running a manufacturing business, general liability insurance protects you from claims related to advertising errors, such as defamation or copyright infringement.
Who Needs General Liability Insurance?
Businesses in high-risk industries such as construction, painting, concrete, trucking, and manufacturing need general liability insurance to protect themselves from lawsuits and financial risks. We work with a wide range of industries across Northern Colorado, including Fort Collins, Loveland, and Longmont.
Why Choose an Independent Insurance Broker for Your Business?
As an independent insurance broker in Fort Collins, we work with a variety of industries, including construction, trucking, manufacturing, and other trade services, to provide tailored general liability insurance. By partnering with multiple carriers, we find the best rates for your specific business needs.
Frequently Asked Questions About General Liability Insurance
What types of businesses need general liability insurance?
Any business that interacts with customers, clients, or operates in a physical location should have general liability insurance. This includes contractors, painters, concrete workers, trucking companies, manufacturing businesses, and more. The coverage helps protect against lawsuits, property damage, and bodily injury claims.
Does general liability insurance cover accidents on job sites?
Yes, general liability insurance covers accidents on job sites, whether you’re in construction, manufacturing, or any trade service. It helps cover medical costs and potential legal fees if a customer, client, or third party is injured due to your business operations.
Can I bundle general liability insurance with other types of coverage?
Yes, you can bundle general liability insurance with other policies, such as workers' compensation, commercial auto insurance, or property insurance, to get broader protection and potential discounts. Learn more about bundling insurance policies.
Is general liability insurance required for my manufacturing business?
While not legally required in most cases, general liability insurance is highly recommended for manufacturing businesses due to the high-risk nature of the industry. It protects your business from claims related to property damage, bodily injury, and even advertising errors.
What’s the difference between general liability and professional liability insurance?
General liability covers claims related to physical damage and injuries, while professional liability (also known as errors and omissions) covers claims of negligence or mistakes in the professional services you provide. Businesses like contractors or consultants may need both types of coverage.
Get a General Liability Insurance Quote Today
Whether you run a contracting business, painting service, manufacturing plant, or manage a fleet of trucks, we’re here to help you get the protection you need. Contact our independent insurance brokers today for a fast and affordable quote. Serving businesses in Fort Collins, Loveland, Longmont, and beyond.