Currently Browsing: Risk Management

Understanding the Differences Between 1099 Workers and Employees in Colorado: The Costly Mistake of Misclassification

Imagine this: you're running a small business in Colorado, and you decide to hire some help. To keep things simple, you classify your workers as independent contractors—1099 workers. It seems like a win-win situation. They get the freedom...

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Stay Dry Even in Life's Downpour: The Value of Umbrella Insurance Explained

  Imagine you're relishing a leisurely stroll on a sunlit path, savoring life's serenity, when abruptly, the skies gray—heralding a downpour. Such unforeseen squalls can be more than a mere inconvenience; they can portend...

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