Shield Your Success: General Liability Insurance That Means Business

It can, but businesses that manufacture or sell products may need additional product liability coverage for adequate protection.

Yes, sole proprietors can be held personally liable for business-related claims, making general liability insurance essential.

Implement risk management practices, maintain a safe work environment, train employees, and shop around for competitive quotes.

Yes, you can add clients or partners as additional insureds, extending coverage to them under certain circumstances.

It's an agreement where your insurer waives the right to seek reimbursement from a third party responsible for a loss.

Notify your insurer as soon as possible, provide detailed information about the incident, and cooperate fully with any investigations.

Generally, yes. Premiums paid for business insurance are considered a legitimate business expense and can be deducted from your taxes.

No, professional mistakes are covered under professional liability insurance, also known as errors and omissions insurance.

Claims-Made: Covers claims made during the policy period. Occurrence: Covers incidents that occur during the policy period, regardless of when the claim is filed.

It includes non-physical injuries like libel, slander, copyright infringement, or wrongful eviction that result from your business activities.