Francis Insurance Experts Who Actually Live Here
Since 1992, we've helped Francis families and businesses navigate wildfire risks, hail seasons, and high-value property protection. Local knowledge, 26+ carrier relationships, and service that feels like family.

Francis Is Growing Nearly 22% in Just Five Years
The town’s population boom means more new homes, families, and local small businesses. Fast growth brings new insurance needs—from construction liability to tailored home coverage that protects against mountain weather and wildfire. We help you keep up with Francis’ expanding opportunities and risks.
Wild Willow Neighborhood Features Spacious Ranch-Style Living
With large lots and open land, Wild Willow residents need customized property coverage for outbuildings, fencing, and rural equipment. Our local advisors ensure your home and land are protected—whether you’re hosting a summer BBQ or prepping for winter’s arrival.
Wolf Creek Ranch Wildfire Readiness
When summer wildfires approached Wolf Creek Ranch, the Martins requested a coverage audit. We helped them implement a wildfire mitigation checklist and verified their dwelling and outbuilding limits. After a small blaze near their property, our proactive updates saved $72,000 in potential underinsurance. The Martins felt secure with coverage built for Utah’s changing climate.
Trusted by Your Francis Neighbors
1,400+ local families trust us with their protection. We're not just your insurance agency—we're your neighbors, invested in Francis’ success.
4.9/5 Stars
Google Reviews from real customers
97% Retention Rate
Fort Collins families and businesses protected
Independent
We work for you, not insurance companies
Local
Fort Collins owned & operated since 1992
How We Help Francis Families & Businesses
Real Francis residents facing local challenges. See how regional expertise and local service make the difference.
Get Francis Protection That Fits
Experience the difference local knowledge makes. Compare quotes from 26+ carriers with agents who understand Francis’ unique risks and opportunities.
Complete Francis Protection
From auto to business, home to life—comprehensive protection designed for Francis families and businesses with local expertise and competitive rates.
Meet Your Francis Insurance Team
Real people, real local knowledge, real commitment to your protection. Our Francis team is here when you need us—just down the street, not across the country.
Personal Relationships
You're not just an account number—you're our neighbor. Our local agents know your name, understand your family's needs, and provide personalized service that treats you like the individual you are. When you call, you'll speak with people who live in your community and truly care about your protection.
Local Market Knowledge
From wildfire danger to hail storms, we understand Francis’ unique insurance landscape. Our team knows which carriers perform best for local claims, what coverage options work best for mountain properties and rural lifestyles, and how to navigate Utah liability and auto requirements efficiently.
Local Service Network
When you need service, our local network delivers. Preferred repair shops, trusted contractors, and reliable service providers—all vetted by our team and proven in our community. Get faster service and better outcomes through relationships we've built specifically for Francis customers.
Community Investment
We don't just work in Francis—we invest in its future. From sponsoring the Summit County Fair to supporting Francis Town Hall events, our success is tied to our community's success. When you choose us, you're supporting local business and local values.
Start with Francis Experts
Call (970) 204-4553
Choose Francis’ Insurance Leaders
Join 1,400+ Francis families who trust their protection to neighbors who understand their needs. Local expertise, competitive rates, and service that feels like family.