Francis Insurance Experts Who Actually Live Here

Since 1992, we've helped Francis families and businesses navigate wildfire risks, hail seasons, and high-value property protection. Local knowledge, 26+ carrier relationships, and service that feels like family.

We Know Francis, UT

Francis Is Growing Nearly 22% in Just Five Years

The town’s population boom means more new homes, families, and local small businesses. Fast growth brings new insurance needs—from construction liability to tailored home coverage that protects against mountain weather and wildfire. We help you keep up with Francis’ expanding opportunities and risks.

Wild Willow Neighborhood Features Spacious Ranch-Style Living

With large lots and open land, Wild Willow residents need customized property coverage for outbuildings, fencing, and rural equipment. Our local advisors ensure your home and land are protected—whether you’re hosting a summer BBQ or prepping for winter’s arrival.

Wolf Creek Ranch Wildfire Readiness

When summer wildfires approached Wolf Creek Ranch, the Martins requested a coverage audit. We helped them implement a wildfire mitigation checklist and verified their dwelling and outbuilding limits. After a small blaze near their property, our proactive updates saved $72,000 in potential underinsurance. The Martins felt secure with coverage built for Utah’s changing climate.

Trusted by Your Francis Neighbors

1,400+ local families trust us with their protection. We're not just your insurance agency—we're your neighbors, invested in Francis’ success.

4.9/5 Stars

Google Reviews from real customers

97% Retention Rate

Fort Collins families and businesses protected

Independent

We work for you, not insurance companies

Local

Fort Collins owned & operated since 1992

How We Help Francis Families & Businesses

Real Francis residents facing local challenges. See how regional expertise and local service make the difference.

Wild Willow Ranch Hailstorm Response

The Anderson family’s home in Wild Willow was struck by a severe hailstorm in May. Roof, fencing, and horse shelter sustained heavy damage. Our local adjuster arrived the next morning, streamlining a $52,000 claim and coordinating repairs with trusted Summit County contractors. The Andersons enjoyed a stress-free recovery and their horses were safely housed during repairs.

Victory Ranch High-Value Home Protection

The Lee family moved into a luxury home along the Provo River in Victory Ranch and needed specialized coverage for fine art and high-end finishes. We provided a customized policy with scheduled personal property endorsements, ensuring full replacement value for their $1.5 million home and contents. The Lees gained confidence knowing their unique mountain property is protected for every season.

Wolf Creek Ranch Wildfire Readiness

When summer wildfires approached Wolf Creek Ranch, the Martins requested a coverage audit. We helped them implement a wildfire mitigation checklist and verified their dwelling and outbuilding limits. After a small blaze near their property, our proactive updates saved $72,000 in potential underinsurance. The Martins felt secure with coverage built for Utah’s changing climate.

Get Francis Protection That Fits

Experience the difference local knowledge makes. Compare quotes from 26+ carriers with agents who understand Francis’ unique risks and opportunities.

Community-focused, customer-first

Meet Your Francis Insurance Team

Real people, real local knowledge, real commitment to your protection. Our Francis team is here when you need us—just down the street, not across the country.

Personal Relationships

You're not just an account number—you're our neighbor. Our local agents know your name, understand your family's needs, and provide personalized service that treats you like the individual you are. When you call, you'll speak with people who live in your community and truly care about your protection.

Local Market Knowledge

From wildfire danger to hail storms, we understand Francis’ unique insurance landscape. Our team knows which carriers perform best for local claims, what coverage options work best for mountain properties and rural lifestyles, and how to navigate Utah liability and auto requirements efficiently.

Local Service Network

When you need service, our local network delivers. Preferred repair shops, trusted contractors, and reliable service providers—all vetted by our team and proven in our community. Get faster service and better outcomes through relationships we've built specifically for Francis customers.

Community Investment

We don't just work in Francis—we invest in its future. From sponsoring the Summit County Fair to supporting Francis Town Hall events, our success is tied to our community's success. When you choose us, you're supporting local business and local values.

Choose Francis’ Insurance Leaders

Join 1,400+ Francis families who trust their protection to neighbors who understand their needs. Local expertise, competitive rates, and service that feels like family.

Community-focused, customer-first