Pet Insurance with a Purpose: Because They're Family Too
Get personalized coverage that keeps your pet healthy and your wallet happy, backed by Fort Collins' most trusted insurance team
Because Your Pet's Health Shouldn't Empty Your Savings
Your pet is more than just an animal – they're family. At Fort Collins Insurance, we understand that protecting your furry friend's health shouldn't mean compromising your financial security. Our comprehensive pet insurance solutions are designed to give you peace of mind, ensuring your pet receives the best possible care when they need it most. With over 30 years of local expertise, we'll help you navigate the perfect coverage options that fit both your pet's needs and your budget.
What you should know
How pet insurance can save you thousands in unexpected veterinary costs, Different coverage levels available for your pet's specific needs, Ways to customize your policy for maximum protection and value, How to choose the right deductible and coverage limits for your budget
Ways To Save
Enroll your pet early to lock in lower rates and avoid pre-existing condition limitations, Bundle your pet insurance with other policies for additional discounts, Choose a higher deductible for lower monthly premiums if you have emergency savings, Take advantage of our wellness rewards program for routine care savings, Ask about breed-specific discounts and multi-pet coverage options
Prepare for your quote
Pet's basic information (age, breed, weight), Medical history and vaccination records, Current veterinarian's contact information, Information about any pre-existing conditions, Desired coverage level and deductible preferences, Previous pet insurance information (if applicable)
Why We Stand Out
Local expertise with access to multiple top-rated carriersPersonalized service from agents who know pets and their ownersFast, hassle-free claims process with direct veterinary paymentsDeep understanding of Fort Collins' unique pet care needs
Understanding Your Home Insurance Options
FAQs
Coverage usually includes accidents, illnesses, surgeries, and medications. Some policies include routine care.
Species, breed, age, location, coverage levels, deductible, and reimbursement percentage affect costs.
Yes, typical waiting periods are 14 days for illnesses and 48 hours for accidents.
Generally no, conditions diagnosed before coverage begins are excluded from most pet insurance policies.
Basic policies typically don't cover preventive care, but wellness riders can be added for additional cost.
Most pet insurance allows you to use any licensed veterinarian, including specialists and emergency clinics.
Common exclusions include cosmetic procedures, breeding costs, and certain hereditary conditions.
Policies cap annual reimbursement amounts, with options ranging from $5,000 to unlimited.
Coverage typically renews annually with possible premium adjustments based on age and claims.
Many insurers have maximum age limits for new policies, and premiums increase as pets age.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.