Fleet Coverage That Fits: Protection for Every Vehicle Every Mile
Fort Collins' trusted partner for comprehensive fleet coverage, delivering personalized solutions through expert guidance since 1992.
Safeguard Your Business's Mobile Assets with Comprehensive Fleet Protection
Fleet coverage is more than just vehicle insurance – it's comprehensive protection for your business's mobile assets. At FOCO Insurance, we understand that your fleet is crucial to your operations. Our local expertise and access to multiple carriers ensure you get the right coverage at competitive rates. We'll work closely with you to develop a customized plan that protects your vehicles, drivers, and business reputation while managing costs effectively.
Understanding Your Home Insurance Options
FAQs
Coverage can include cars, trucks, vans, specialty vehicles, and sometimes trailers, depending on the policy and carrier.
Non-owned auto coverage can extend to personal vehicles used for business, but specific endorsements may be needed.
A comprehensive policy covering multiple business vehicles under one policy, including liability, physical damage, and specialized coverages.
Requirements vary by insurer, but typically a minimum of 3-5 vehicles is needed for fleet coverage. Some carriers may require more.
Claims typically go through a dedicated fleet claims team, often with specialized procedures for commercial vehicles.
Vehicle types, driver records, coverage limits, deductibles, safety programs, claims history, and geographic operation area impact costs.
Fleet coverage offers streamlined management, potentially lower per-vehicle costs, and consistent coverage across all vehicles.
GPS tracking, dash cams, telematics, driver training programs, and safety policies can qualify for premium discounts.
Thorough driver screening and MVR checks can lower premiums. Many insurers require minimum driver standards.
It covers vehicles your business rents or leases temporarily, extending your fleet coverage to these temporary additions.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.