Windsor Insurance Experts Who Actually Live Here
Since 1992, we've helped Windsor families and businesses navigate Colorado's hail seasons and flood risks. Local knowledge, 26+ carrier relationships, and service that feels like family.
Windsor Is Part of Colorado's 'Hail Alley'
Averaging seven hailstorms annually, Windsor has one of the highest hail claim rates in Colorado. Our local expertise ensures your auto and property coverage is built for Windsor’s weather, with fast claims handling and storm-season education.
78% Windsor Homeownership Rate
Nearly four out of five Windsor residents own their homes—a source of community stability and local pride. We design custom homeowners insurance solutions that reflect neighborhood differences from Water Valley’s lakeside estates to Raindance’s starter homes.
Downtown Main Street Shop Vandalism
Pete’s bicycle shop in the historic Yancey Block was damaged by late-night vandalism. Our commercial policy quickly covered $7,200 in repairs—including bespoke windows matched to downtown preservation standards. Pete reopened within the week thanks to expert local guidance.
Trusted by Your Windsor Neighbors
1,430+ local families trust us with their protection. We're not just your insurance agency—we're your neighbors, invested in Windsor's success.
4.9/5 Stars
Google Reviews from real customers
97% Retention Rate
Fort Collins families and businesses protected
Independent
We work for you, not insurance companies
Local
Fort Collins owned & operated since 1992
Local Stories, Expert Solutions
Real Windsor families and businesses facing local challenges. See how regional expertise and local service make the difference.
Raindance Hailstorm Recovery
The Johnson family’s new home in Raindance lost shingles and window panes during June’s golf ball-sized hailstorm. We organized a same-day inspection, handled the $38,000 replacement quickly, and connected the family with local contractors. They were safely back to normal before the next storm rolled in.
Water Valley Flood Response
Emily's garden-level condo near Windsor Lake flooded after July thunderstorms caused the Poudre to overflow. Our flood insurance responded immediately, covering $21,500 in restoration costs plus temporary housing. Emily was able to stay in Windsor while her place was restored.
Downtown Main Street Shop Vandalism
Pete’s bicycle shop in the historic Yancey Block was damaged by late-night vandalism. Our commercial policy quickly covered $7,200 in repairs—including bespoke windows matched to downtown preservation standards. Pete reopened within the week thanks to expert local guidance.
Ready to Work with Windsor Experts?
Experience the difference local knowledge makes. Compare quotes from 26+ carriers with agents who understand Windsor's unique risks and opportunities.
Complete Windsor Protection
From auto to business, home to life—comprehensive protection designed for Windsor families and businesses with local expertise and competitive rates.
Meet Your Windsor Insurance Team
Real people, real local knowledge, real commitment to your protection. Our Windsor team is here when you need us—just down the street, not across the country.
Personal Relationships
You're not just an account number—you're our neighbor. Our local agents know your name, understand your family's needs, and provide personalized service that treats you like the individual you are. When you call, you'll speak with people who live in your community and truly care about your protection.
Local Market Knowledge
From hail storms to flood risks, we understand Windsor's unique insurance landscape. Our team knows which carriers perform best for local claims, what coverage options work best for new master-planned neighborhoods, and how to navigate Colorado's comparative negligence rules efficiently.
Local Service Network
When you need service, our local network delivers. Preferred repair shops, trusted contractors, and reliable service providers—all vetted by our team and proven in our community. Get faster service and better outcomes through relationships we've built specifically for Windsor customers.
Community Investment
We don't just work in Windsor—we invest in its future. From sponsoring the Windsor Harvest Festival to supporting local nonprofit initiatives, our success is tied to our community's success. When you choose us, you're supporting local business and local values.
Start with Windsor Experts
Call (970) 204-4553
Choose Windsor's Insurance Leaders
Join 1,430+ Windsor families and businesses who trust their protection to neighbors who understand their needs. Local expertise, competitive rates, and service that feels like family.