Inland Marine Insurance: Protection That Moves With Your Business
Comprehensive Inland Marine coverage tailored to your business needs, backed by Fort Collins' most trusted insurance advisors
Safeguard Your Business Assets Anywhere They Go
Inland Marine Insurance isn't just for boats – it's essential protection for any business with valuable equipment or assets that move between locations. At Fort Collins Insurance, we understand that your mobile assets are crucial to your business success. This specialized coverage ensures your valuable equipment, tools, and transportable property remain protected wherever business takes you, providing peace of mind and financial security for your growing enterprise.
What you should know
Discover how Inland Marine Insurance protects your mobile business assets, Learn about customizable coverage options for your specific needs, Understand cost factors and available savings opportunities, Find out why local expertise matters for comprehensive protection
Ways To Save
Bundle multiple policies for substantial discounts, Implement strong security measures for stored equipment, Maintain detailed inventory records, Choose appropriate deductible levels, Regular safety training for employees handling equipment
Prepare for your quote
Detailed inventory of equipment to be covered, Estimated values of mobile assets, Business location and typical operating areas, Current insurance documentation (if any), Security measures and risk management protocols, Claims history (if applicable)
Why We Stand Out
- Deep understanding of local business needs and risks- Access to multiple carriers for competitive rates- Dedicated personal advisor for your account- Proven track record of exceptional claims support- Community-focused service you can trust
Understanding Your Home Insurance Options
FAQs
It covers property in transit, mobile equipment, fine art, builder's risk, and instruments of communication and transportation.
Inland marine insurance covers movable or specialized types of property, protecting goods, equipment, and materials while in transit over land or stored off-site.
Historically, it evolved from ocean marine insurance, extending coverage to goods transported over land ("inland") rather than by sea.
It's a type of inland marine insurance that covers heavy machinery and equipment used by contractors, such as bulldozers and excavators.
Businesses that frequently transport goods, equipment, or tools, such as contractors, transportation companies, and vendors, should consider this coverage.
Yes, it typically covers theft, as well as damages from accidents and other perils during transit or off-site storage.
Property insurance covers items at a fixed location, while inland marine covers movable property and goods in transit.
A floater is a policy extension that covers property with high mobility, like tools or equipment frequently moved between locations.
A BOP may not cover property off-premises or in transit, so inland marine insurance provides additional protection for those exposures.
Premiums are based on the value of the property, type of goods, distance and method of transportation, and loss history.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.