Johnstown Insurance Experts Who Actually Live Here
Since 1992, we’ve helped Johnstown families and businesses navigate Colorado’s hailstorms and wildfire risks while enjoying our community’s rapid growth. Local knowledge, 26+ carrier relationships, and service that feels like family.
Johnstown Saw a 150% Population Boom Since 2010
Rapid growth means more new homes—and more need for personalized homeowners insurance that keeps up with rising property values and unique local risks. We help Johnstown residents match coverage to their evolving needs.
Hail Season Hits Johnstown Every Spring
From May to September, golf ball-sized hail is a real threat to roofs and vehicles. Our comprehensive auto and property coverage is designed to handle Colorado's unpredictable weather, so you’re protected when the next storm hits.
Johnstown Farms: New Home, New Coverage
The Lee family moved into their first home in Johnstown Farms, unsure about wildfire and hail coverage. We customized a bundled policy that offered full dwelling protection and affordable auto coverage, saving $740/year and securing their investment for the future. Local knowledge made all the difference.
Trusted by Your Johnstown Neighbors
1,430+ local families trust us with their protection. We’re not just your insurance agency—we’re your neighbors, invested in Johnstown’s success.
4.9/5 Stars
Google Reviews from real customers
97% Retention Rate
Fort Collins families and businesses protected
Independent
We work for you, not insurance companies
Local
Fort Collins owned & operated since 1992
Local Stories, Expert Solutions
Real Johnstown families and businesses facing local challenges. See how regional expertise and local service make the difference.
Thompson River Ranch Roof Rescue
After the July 2024 hailstorm, the Garcia family’s new home suffered extensive roof and siding damage. Our local claims team was on-site within hours, managing the $38,000 repair with preferred local contractors. The family moved back in before the next rain—protected by Johnstown specialists.
Highway 60 Business Interrupted by Flood
Jensen Auto Supply faced flash flooding during spring runoff, threatening $80,000 in inventory. We activated business interruption and flood endorsements immediately, covered cleanup and restocking expenses, and offered claim advocacy. The shop reopened within a week, serving customers without missing a beat.
Johnstown Farms: New Home, New Coverage
The Lee family moved into their first home in Johnstown Farms, unsure about wildfire and hail coverage. We customized a bundled policy that offered full dwelling protection and affordable auto coverage, saving $740/year and securing their investment for the future. Local knowledge made all the difference.
Ready to Work with Johnstown Experts?
Experience the difference local knowledge makes. Compare quotes from 26+ carriers with agents who understand Johnstown’s unique risks and opportunities.
All Your Johnstown Insurance Needs
From auto to business, home to life—comprehensive protection designed for Johnstown families and businesses with local expertise and competitive rates.
Meet Your Johnstown Insurance Team
Real people, real local knowledge, real commitment to your protection. Our Johnstown team is here when you need us—just down the street, not across the country.
Personal Relationships
You’re not just an account number—you’re our neighbor. Our local agents know your name, understand your family’s needs, and provide personalized service that treats you like the individual you are. When you call, you’ll speak with people who live in your community and truly care about your protection.
Local Market Knowledge
From hail risk to flooded creeks, we understand Johnstown’s unique insurance landscape. Our team knows which carriers perform best for local claims, what coverage options work best for new homes in Thompson River Ranch, and how to navigate Colorado auto and workers’ comp requirements efficiently.
Local Service Network
When you need service, our local network delivers. Preferred repair shops, trusted contractors, and reliable service providers—all vetted by our team and proven in our community. Get faster service and better outcomes through relationships we’ve built specifically for Johnstown customers.
Community Investment
We don’t just work in Johnstown—we invest in its future. From sponsoring youth sports at SCHEELS to supporting local charities like food pantries, our success is tied to our community’s success. When you choose us, you’re supporting local business and local values.
Start with Johnstown Experts
Call (970) 204-4553
Choose Johnstown’s Insurance Leaders
Join 1,430+ Johnstown families who trust their protection to neighbors who understand their needs. Local expertise, competitive rates, and service that feels like family.