Commercial Auto Insurance: Keeping Your Fleet & Future Protected
Compare multiple carriers to find the perfect coverage for your commercial vehicles at competitive rates
Safeguard Your Business on Every Route
Commercial auto insurance is essential protection for businesses that rely on vehicles for their operations. At FOCO Insurance, we understand that your vehicles are crucial to your success. Whether you operate a single delivery van or manage a fleet of trucks, our local expertise helps you navigate coverage options from multiple carriers to find the perfect balance of protection and value. We'll ensure you meet all legal requirements while protecting your business assets with comprehensive coverage tailored to your specific needs.
What you should know
How to choose the right coverage levels for your business vehicles, Ways to maximize protection while minimizing costs, Important coverage options that safeguard your business operations, Legal requirements and compliance considerations
Ways To Save
Bundle commercial auto with other business policies for multi-policy discounts, Implement a fleet safety program to qualify for safe driver discounts, Choose appropriate deductibles to balance premium costs, Regular driver training and clean driving records can lower premiums, Install safety features and anti-theft devices for additional savings
Prepare for your quote
Vehicle identification numbers (VIN), Driver information and licenses, Business registration details, Current insurance information (if applicable), Safety features documentation, Claims history (if available), Information about vehicle usage and typical routes
Why We Stand Out
Access to multiple carriers for competitive ratesDeep understanding of local business needsPersonalized service from experienced agentsProactive support for claims and policy updates
Understanding Your Home Insurance Options
FAQs
Commercial auto insurance provides coverage for vehicles used for business purposes, protecting against liabilities and damages resulting from accidents involving company vehicles.
It covers a range of vehicles, including cars, trucks, vans, buses, and specialty vehicles like food trucks or utility vehicles used for business purposes.
If you use vehicles for business tasks beyond commuting, such as deliveries, transporting goods, or client visits, you need commercial auto insurance.
Personal auto insurance covers personal use of vehicles, while commercial auto insurance covers vehicles used for business activities, offering higher liability limits and specialized coverages.
Rates are based on factors like the type of vehicles, how they're used, driving records of employees, coverage limits, and the industry in which your business operates.
It covers liability for bodily injury and property damage, medical payments, uninsured/underinsured motorist coverage, collision, comprehensive, and sometimes hired or non-owned vehicles.
It can, but you should inform your insurer about personal use to ensure appropriate coverage is in place.
Yes, you should list all employees who will be driving company vehicles to ensure they are covered under the policy.
This provides liability coverage when employees use their personal vehicles for business purposes, protecting the company from potential lawsuits.
Yes, but you may need to add hired auto coverage to your policy to protect against liabilities when renting or leasing vehicles for business use.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.