Deep Discounts For Stuff You Already Have
Partner with Fort Collins' trusted local experts for personalized coverage that protects what matters most while saving up to 25%
Protect Your Biggest Investments with One Smart Decision
Simplify your insurance and maximize your savings with FOCO Insurance's Home + Auto bundle. As your local insurance experts since 1992, we understand that protecting your home and vehicles shouldn't be complicated or expensive. Our bundle packages offer comprehensive coverage tailored to your unique needs, combining the convenience of working with a single trusted advisor with the advantage of comparing multiple carrier options. Experience the peace of mind that comes with knowing your most valuable assets are protected while enjoying significant savings on your premiums.
What you should know
How bundling home and auto insurance can save you money and time, Ways to customize your coverage for maximum protection, Tips for choosing the right bundle package for your needs, Benefits of working with a local insurance expert
Ways To Save
Install security systems in your home and vehicles for premium discounts
Maintain good credit and driving records for better rates
Choose appropriate deductibles to balance monthly costs with out-of-pocket expenses
Ask about additional discounts for loyalty, claims-free history, and safety features
Review your coverage annually to ensure it still matches your needs
Prepare for your quote
Home details (square footage, year built, construction type)
Vehicle information (make, model, year, VIN)
Driver information and driving history
Current insurance declarations pages
Recent home improvements or safety features
Vehicle safety and anti-theft features
Why We Stand Out
30+ years of trusted service in Fort Collins
Access to multiple carriers for competitive pricing
Dedicated local agents who understand your needs
Seamless claims support and policy management
Understanding Your Home Insurance Options
FAQs
Typical savings range from 5-25% off individual policy premiums, varying by insurer and coverage combinations.
While possible, most insurers align renewal dates for easier management and maintenance of bundle discounts.
Deductibles remain separate for each policy, but some insurers offer deductible savings programs for bundled policies.
Claims processes remain separate, but having one insurer can simplify communication and coordination.
Yes, many insurers offer multi-policy discounts for combining home, auto, and other coverages like umbrella or life insurance.
Canceling either policy typically means losing the bundle discount on the remaining policy.
Many insurers offer combined billing and additional discounts for automatic payments on bundled policies.
Review policies carefully as bundling shouldn't compromise necessary coverage levels for either policy.
Some insurers allow cross-state bundling, but options may be limited and savings could be affected.
Having multiple policies with one insurer can positively impact your insurance score over time.
Experience the Difference
Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.