Deep Discounts For Stuff You Already Have

Partner with Fort Collins' trusted local experts for personalized coverage that protects what matters most while saving up to 25%

Protect Your Biggest Investments with One Smart Decision

Simplify your insurance and maximize your savings with FOCO Insurance's Home + Auto bundle. As your local insurance experts since 1992, we understand that protecting your home and vehicles shouldn't be complicated or expensive. Our bundle packages offer comprehensive coverage tailored to your unique needs, combining the convenience of working with a single trusted advisor with the advantage of comparing multiple carrier options. Experience the peace of mind that comes with knowing your most valuable assets are protected while enjoying significant savings on your premiums.

FAQs

What savings can I expect from bundling?

Typical savings range from 5-25% off individual policy premiums, varying by insurer and coverage combinations.

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Can I have different renewal dates for bundled policies?

While possible, most insurers align renewal dates for easier management and maintenance of bundle discounts.

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Does bundling affect my deductibles?

Deductibles remain separate for each policy, but some insurers offer deductible savings programs for bundled policies.

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Are claims handled differently with bundled policies?

Claims processes remain separate, but having one insurer can simplify communication and coordination.

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Can I bundle more than two policies?

Yes, many insurers offer multi-policy discounts for combining home, auto, and other coverages like umbrella or life insurance.

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What happens if I need to cancel one policy?

Canceling either policy typically means losing the bundle discount on the remaining policy.

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How does bundling affect payment options?

Many insurers offer combined billing and additional discounts for automatic payments on bundled policies.

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What coverage gaps should I watch for when bundling?

Review policies carefully as bundling shouldn't compromise necessary coverage levels for either policy.

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Can I bundle if my home and auto are in different states?

Some insurers allow cross-state bundling, but options may be limited and savings could be affected.

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How does bundling affect my insurance score?

Having multiple policies with one insurer can positively impact your insurance score over time.

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Experience the Difference

Ready to experience the difference of working with a trusted insurance partner? Book your appointment online or call us today for a personalized quote and expert advice.