Accessories Coverage for Powersport Vehicles

Protect Your Ride, Enhance Your Experience!

Accessories Coverage

Powersport vehicles are a thrilling and adventurous addition to any enthusiast's lifestyle. Accessories Coverage ensures that the customized features of your ride, from aesthetic upgrades to functional enhancements, are protected against unforeseen events. Whether it's protecting those custom decals, high-performance parts, or specialized gear, our coverage offers peace of mind so you can focus on the road ahead.

  • Covers up to $5,000 worth of accessories.
  • Includes theft and damage protection for attached accessories.
  • Flexible deductible options available.

Homeowners insurance is a policy that safeguards your home against damages and liabilities. It provides financial protection for your property, personal belongings, and even liability claims, ensuring you can recover from unexpected events.

Who Needs This

Accessories Coverage is paramount for those who view their powersport vehicle as more than just a ride, but a personal statement. It’s ideal for enthusiasts who invest in customizing their motorcycles, ATVs, or jet skis, ensuring that every trip is worry-free from financial setbacks due to accessory loss or damage.

  • Motocross Competitor
    • Ensures custom racing parts are protected.
    • Provides security for high-value accessories essential for competitions.
    • Weekend Cruiser
      • Covers leisure investments like custom seats and stereo systems.
      • Ensures that smaller, frequently used items are easily replacable.
    • Adventure Enthusiast
      • Protects specialized gear such as helmets and tech accessories like action cameras.
      • Provides peace of mind for trips involving challenging terrains.

Protect What Matters Most with Fort Collin's Insurance

At Fort Collins Insurance we're dedicated to providing you with the peace of mind that comes from knowing you're properly protected.  We offer a comprehensive range of insurance options tailored to your specific needs and location.

Limits and Options

Our Accessories Coverage plan provides a tiered approach to protect various levels of customization on your powersport vehicle. Coverage can range from basic protection for essential upgrades to broader plans encompassing comprehensive alterations. Standard policies typically cover up to $5,000 in accessories with adjustable deductibles and additional customizable options to boost your policy according to your unique needs.

  • Standard limit: $5,000 coverage for accessories.
  • Option for higher limits with additional premium.
  • Deductibles range from $100 to $1,000 based on coverage preference.

Exclusions and Limitations

Our Accessories Coverage plan provides a tiered approach to protect various levels of customization on your powersport vehicle. Coverage can range from basic protection for essential upgrades to broader plans encompassing comprehensive alterations. Standard policies typically cover up to $5,000 in accessories with adjustable deductibles and additional customizable options to boost your policy according to your unique needs.

  • Standard limit: $5,000 coverage for accessories.
  • Option for higher limits with additional premium.
  • Deductibles range from $100 to $1,000 based on coverage preference.

Legal and Regulatory

This proposal for Accessories Coverage provides a general summary of the policy provisions and benefits. It is not meant to serve as a complete description of all terms, conditions, and exclusions that apply. The actual insurance policy documents will contain full details, limitations, and requirements as dictated by state regulations. Policy eligibility and acceptance depend on underwriting criteria at the time of application.

  • Image of a motocross rider in action with custom gear emphasizing safety and thrill.
  • A family preparing their ATVs with unique accessories for a trail ride, indicating adventure and fun.
  • A professional mechanic working on a customized motorcycle in a well-equipped garage, highlighting expertise and care.

Protect What Matters Most with Fort Collin's Insurance

At Fort Collins Insurance we're dedicated to providing you with the peace of mind that comes from knowing you're properly protected.  We offer a comprehensive range of insurance options tailored to your specific needs and location.