Excess Liability Coverage over General Liability

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Excess Liability Coverage over General Liability

Our Excess Liability Coverage is designed to provide an additional layer of protection over your standard General Liability insurance. This smart, affordable add-on ensures you're not caught off-guard by significant claims that surpass the limits of your primary policy. With this coverage, your business gains unparalleled assurance against various risks, helping you safeguard your assets comprehensively.

Over 75% of businesses face claims that can exceed their general insurance coverage limits.
Reduce the risk of significant financial loss with additional coverage limits starting at $1 million.
Customizable options available to fit the specific needs of your business operations.

Homeowners insurance is a policy that safeguards your home against damages and liabilities. It provides financial protection for your property, personal belongings, and even liability claims, ensuring you can recover from unexpected events.

Who Needs This

Business owners across various industries find themselves at risk of facing claims that can severely impact their financial stability. Companies that regularly interact with the public, operate in multiple locations, or handle large contracts can particularly benefit from excess liability coverage as a strategic protection layer.

Retail Store Owner
- Protection against customer injury claims.
- Coverage for unexpected large-scale property damage.
- Event Management Company
  - Additional coverage for large public gatherings.
  - Unexpected risks associated with venue liabilities.
- Manufacturing Firm
  - Protection from claims arising from industrial accidents.
  - Coverage for liabilities due to equipment malfunctions.

Protect What Matters Most with Fort Collin's Insurance

At Fort Collins Insurance we're dedicated to providing you with the peace of mind that comes from knowing you're properly protected. We offer a comprehensive range of insurance options tailored to your specific needs and location.

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Limits and Options

Our Excess Liability Coverage provides flexible limit options to fit the diverse needs of businesses. Starting at $1 million, these limits can scale to meet growing business demands and varying risk profiles. The coverage ensures peace of mind knowing that you are protected beyond the basics, and can include customizable features to best serve your unique operations.

Coverage limits starting at $1 million, with options scaling up to $15 million or more.
Various add-ons and policy customizations available to align with specific business risks and assets.
Deductible options that vary based on coverage needs and business type.

Exclusions and Limitations

Coverage limits starting at $1 million, with options scaling up to $15 million or more.
Various add-ons and policy customizations available to align with specific business risks and assets.
Deductible options that vary based on coverage needs and business type.

Legal and Regulatory

This coverage is subject to policy terms and conditions. Availability may vary by state and is subject to underwriting approval. Always consult with an insurance specialist to ensure complete understanding of all coverage stipulations. This document does not amend, extend, or alter the coverage afforded by the policy.

Image 1: A team of professionals inspecting a construction site, symbolizing diligence and preventive measures.
Image 2: A customer service representative assisting a client, representing reliable support and guidance.
Image 3: An office building with a protective shield overlay, illustrating fortified security and protection.