Personal Liability Extension
Expand Your Protection with Comprehensive Coverage!
Personal Liability Extension
Umbrella insurance with a Personal Liability Extension provides an extra layer of security beyond standard insurance policies, protecting you and your family against significant claims and lawsuits that could otherwise impact your financial wellbeing.
- **$1 Million** additional coverage can cost as little as $200 per year.
- Extends coverage for libel, slander, and emotional distress claims.
- Covers legal defense costs, even if you are not at fault.
Homeowners insurance is a policy that safeguards your home against damages and liabilities. It provides financial protection for your property, personal belongings, and even liability claims, ensuring you can recover from unexpected events.
Who Needs This
This coverage is essential for anyone seeking added layers of protection against costly charges and legal liabilities not commonly addressed by standard policies. It's particularly critical for individuals with high-value assets or those frequently exposed to public interactions.
- Homeowners with active social lives
- Protection from liabilities during gatherings.
- Coverage for potential accidents that exceed home insurance.
- Professionals with high public profiles
- Safeguard against libel and slander claims.
- Legal coverage for unforeseen incidents.
- Frequent travelers abroad
- Extension of coverage beyond geographical limits of primary insurance.
- Financial protection for accidents occurring overseas.
Protect What Matters Most with Fort Collin's Insurance
At Fort Collins Insurance we're dedicated to providing you with the peace of mind that comes from knowing you're properly protected. We offer a comprehensive range of insurance options tailored to your specific needs and location.
Limits and Options
The Personal Liability Extension offers various levels of coverage tailored to your unique needs. Depending on your risk exposure and preferences, you can opt for limits ranging from $1 million to as high as $10 million. This flexibility ensures you only pay for the amount of coverage you genuinely need. Deductibles may apply, offering a balance between upfront costs and premium outlays.
- Minimum coverage starts at $1 million, sufficient for most common liabilities.
- Option to increase in million-dollar increments up to $10 million.
- Customizable deductibles to adjust the balance between premium costs and payout thresholds.
Exclusions and Limitations
The Personal Liability Extension offers various levels of coverage tailored to your unique needs. Depending on your risk exposure and preferences, you can opt for limits ranging from $1 million to as high as $10 million. This flexibility ensures you only pay for the amount of coverage you genuinely need. Deductibles may apply, offering a balance between upfront costs and premium outlays.
- Minimum coverage starts at $1 million, sufficient for most common liabilities.
- Option to increase in million-dollar increments up to $10 million.
- Customizable deductibles to adjust the balance between premium costs and payout thresholds.
Legal and Regulatory
This insurance description is intended for informational purposes only and does not constitute a policy contract. Coverage terms, conditions, and exclusions may vary by state and do not cover all risk exposures. Please refer to the actual policy for complete details of coverage, limitations, and exclusions. All insurance products and services are offered by licensed insurers and subject to eligibility. Always confirm with a licensed insurance professional for specific regulatory compliance.
- A family enjoying a picnic in a park, symbolizing tranquility and peace of mind.
- A lawyer and a client reviewing documents, indicating professional legal support.
- A globe surrounded by diverse people, representing worldwide protection and inclusivity.