Products and Completed Operations Coverage

Secure Your Business Against Potential Liabilities

Products and Completed Operations

Products and Completed Operations coverage is an added protection layer of general liability insurance, focusing on insuring businesses against claims related to products they manufacture, sell, or handle. This coverage is essential to safeguard businesses from legal liabilities that arise after a product has left the business premises or a service has been completed.

Accounts for nearly $3 billion in liability coverage annually.
Essential for all businesses involved in the production or handling of goods.
Provides a financial safety net against unforeseen lawsuits.

Homeowners insurance is a policy that safeguards your home against damages and liabilities. It provides financial protection for your property, personal belongings, and even liability claims, ensuring you can recover from unexpected events.

Who Needs This

This coverage is vital for businesses that manufacture, distribute, or sell products, as well as service providers. It includes those looking to mitigate risks associated with product defects or risks linked to completing operations.

Manufacturers and Distributors
- Protection against claims from product defects.
- Coverage for defects that cause injury after sale.
- Construction Companies
  - Protection from liability after project completion.
  - Coverage for any errors that manifest after work is finished.
- Food and Beverage Companies
  - Coverage against claims for foodborne illnesses.
  - Protection from liabilities of distributor recalls.

Protect What Matters Most with Fort Collin's Insurance

At Fort Collins Insurance we're dedicated to providing you with the peace of mind that comes from knowing you're properly protected. We offer a comprehensive range of insurance options tailored to your specific needs and location.

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Limits and Options

The Products and Completed Operations coverage typically offers various coverage limits tailored to the size and risk exposure of the business. Coverage levels can be adjusted based on potential risk factors and historical claims data, providing peace of mind.

Standard coverage limits ranging from $1 million to $5 million per incident.
Annual aggregate limits typically starting at $2 million.
Options to increase limits for high-risk industries.

Exclusions and Limitations

Standard coverage limits ranging from $1 million to $5 million per incident.
Annual aggregate limits typically starting at $2 million.
Options to increase limits for high-risk industries.

Legal and Regulatory

This webpage provides a high-level description of the coverage. Please read the policy form for complete details regarding terms, conditions, coverage, exclusions, and limits. Coverage may not be available in all states, and is subject to underwriting approval.

Image 1: A diverse group of factory workers inspecting products, symbolizing attention to quality and safety.
Image 2: A contractor assessing a completed construction project, representing thoroughness and responsibility.
Image 3: A small business owner happily assisting customers, depicting trust and excellent service.