Discounts may be available for safety features, bundling policies, having good credit, or being claim-free.

Many insurers offer discounts for renters insurance, such as bundling with auto insurance, installing safety devices like smoke detectors, or maintaining a claims-free history.

Installing smoke detectors and bundling your renters insurance with auto insurance can qualify you for discounts on your premium.

Ask your insurer about discounts for installing safety devices or bundling policies. These can significantly reduce your premium.