Yes, you should switch to a landlord insurance policy, which covers different risks associated with renting out property.

Dig deeper

If you rent out your home, you need landlord insurance instead of homeowners insurance. Landlord insurance covers the building, liability, and loss of rental income, whereas a standard homeowners policy won’t cover damages related to tenants.

Real World Example

If you decide to rent out your home, switching to landlord insurance will ensure you’re covered if a tenant causes damage or if someone is injured on your property.

Expert Considerations

If you’re renting out your home, switching to landlord insurance is a must. Regular homeowners policies won’t cover tenant-related risks, which could leave you exposed.

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