Can independent contractors be covered under my commercial auto policy?

Yes, but you need to list them as drivers on your policy or ensure they have their own insurance that meets your coverage requirements.

Independent contractors can often be covered under your commercial auto policy if they drive vehicles owned by your business. Alternatively, you may require them to carry their own commercial auto insurance.

An independent contractor drives a company-owned van. The business’s commercial auto policy extends coverage to them during work hours.

Discuss with your insurer whether independent contractors require separate policies or can be added to your commercial auto policy.