Do all businesses need general liability insurance?

Yes, it's recommended for businesses of all sizes to protect against common risks that can result in costly lawsuits.

Most businesses benefit from general liability insurance, as it provides essential coverage for common risks like customer injuries or property damage. Certain industries, especially high-risk ones, are strongly advised to carry it.

A contractor accidentally damages a client’s property while installing equipment. General liability insurance pays for the repairs.

Even small businesses should consider general liability insurance, as lawsuits or claims can lead to significant financial losses.