What does general liability insurance cover?

It covers legal defense costs, settlements, and judgments related to third-party bodily injury, property damage, and personal or advertising injuries like libel or slander.

General liability insurance typically covers bodily injuries to third parties, property damage caused by your business, personal and advertising injury (e.g., libel or copyright infringement), and legal defense costs.

A business is sued for defamation after publishing a misleading advertisement. General liability insurance covers legal defense and settlement costs.

Regularly review your policy with an insurance broker to ensure it covers the risks specific to your industry or operations.