What is not covered by general liability insurance?

It doesn't cover employee injuries (workers' compensation), professional errors (professional liability), auto accidents (commercial auto), or intentional acts.

General liability insurance does not cover professional errors, employee injuries, intentional harm, or damage to your own property. Separate policies like professional liability or workers' compensation are needed for these risks.

An employee accidentally spills water on a client’s laptop during a meeting. General liability insurance covers the replacement costs.

Consider additional policies for risks not covered by general liability insurance, such as professional liability or workers’ compensation.