General Liability Insurance

How are general liability insurance premiums calculated?

Premiums are based on factors like business size, industry risk level, location, coverage limits, and claims history.

Dig deeper

Premiums are calculated based on factors like the type of business, annual revenue, location, number of employees, and claims history. High-risk industries or larger businesses generally pay higher premiums.

Real World Example

A small business in a high-risk industry, like construction, pays higher premiums due to the increased likelihood of claims.

Expert Considerations

Shop around and compare premiums from different insurers to find a policy that fits your budget without sacrificing coverage.

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