What is a certificate of insurance (COI)?

A COI is a document that proves your business has insurance coverage, often required by clients or landlords.

A certificate of insurance (COI) is a document that verifies your business has liability coverage. It includes details about the policy, such as coverage limits and effective dates, and is often required by clients or landlords.

A freelancer provides a COI to a client as proof of liability insurance before starting a project. This reassures the client and fulfills contractual requirements.

Always keep a copy of your certificate of insurance on hand to quickly provide proof of coverage when requested by clients or partners.