General Liability Insurance

Does general liability insurance cover professional mistakes?

No, professional mistakes are covered under professional liability insurance, also known as errors and omissions insurance.

Dig deeper

No, general liability insurance does not cover professional mistakes or negligence. A separate professional liability policy (errors and omissions insurance) is needed for those risks.

Real World Example

A graphic designer is sued for a copyright violation. Their general liability insurance doesn’t cover the claim, but a professional liability policy would.

Expert Considerations

If your business involves professional services, purchase a separate professional liability policy to cover errors or negligence.

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