What is a Business Owner's Policy (BOP)?

A BOP combines general liability insurance and commercial property insurance into one package designed for small to mid-sized businesses.

A Business Owner's Policy (BOP) is a bundled insurance package that combines general liability insurance, property insurance, and business interruption coverage into a single, cost-effective policy tailored for small to medium-sized businesses.

A fire damages your retail store, destroying inventory and forcing you to close temporarily. Your BOP covers the property damage and lost income during the closure.

Evaluate your business’s risks to determine if a BOP is the right solution for combining liability and property coverage.