What types of businesses benefit most from a BOP?

Retail stores, restaurants, small offices, and service businesses commonly benefit due to their combined property and liability risks.

Small to medium-sized businesses with physical locations, customer foot traffic, or equipment to protect benefit most from a BOP. Examples include retail stores, restaurants, and offices.

A coffee shop benefits from a BOP’s property insurance when their equipment is damaged by a power surge.

If you have employees, consider adding employee dishonesty coverage to your BOP to protect against theft or fraud.