Does a BOP cover employee theft?

Employee dishonesty can be covered if you add a crime endorsement to your BOP.

A BOP typically does not cover employee theft, but you can add fidelity bonds or employee dishonesty endorsements to address this risk.

A retailer adds employee dishonesty coverage to their BOP to protect against theft by staff members.

Regularly review your BOP premiums and coverage limits to ensure they reflect changes in your business operations or risks.