Does a BOP cover data breaches or cyber-attacks?

Not usually. You may need to add cyber liability coverage to your BOP to protect against cyber risks.

Standard BOPs typically do not cover data breaches or cyber-attacks. However, you can add cyber liability coverage to address these risks.

A law firm adds cyber liability coverage to their BOP to protect against data breaches and client information theft.

Purchase separate policies for excluded risks like floods or earthquakes if your business is located in a high-risk area.