What is not covered by professional liability insurance?

It doesn't cover intentional wrongdoing, fraudulent acts, bodily injury, property damage, or general liability claims.

Professional liability insurance does not cover intentional wrongdoing, illegal activities, bodily injury, property damage, or claims related to cyberattacks unless specifically included.

A graphic designer is sued for copyright infringement. Professional liability insurance does not cover intentional violations, so the claim is denied.

Choose a claims-made policy if your work involves long-term risks, ensuring coverage for incidents reported during the policy period.