How is professional liability insurance different from general liability insurance?

General liability covers bodily injury and property damage, while professional liability covers financial losses due to professional errors or omissions.

General liability insurance covers physical injuries and property damage, while professional liability insurance focuses on claims of errors or negligence in professional services.

A personal trainer has general liability insurance for gym injuries but adds professional liability to cover claims of incorrect training advice causing harm.

Ensure your policy includes an appropriate retroactive date to protect against claims for past work.