What is prior acts coverage?

It covers claims arising from incidents that occurred before the policy start date, subject to policy terms.

Prior acts coverage extends protection to incidents that occurred before the policy start date, as long as they are reported during the active policy period and meet the retroactive date requirements.

A public relations firm includes prior acts coverage to address claims related to a project completed before the policy start date.

Maintain thorough documentation of contracts, communications, and project details to simplify the claims process if needed.