How is inland marine insurance different from property insurance?

Property insurance covers items at a fixed location, while inland marine covers movable property and goods in transit.

While property insurance protects items at a fixed location, inland marine insurance covers items that are mobile or located offsite. It’s designed for property that moves or is frequently relocated.

A retailer uses inland marine insurance to cover products stored at a warehouse awaiting delivery to customers.

Discuss deductible options with your insurer to find a balance between affordable premiums and manageable out-of-pocket costs.