What perils are typically covered?

Commonly covered perils include fire, theft, vandalism, windstorms, and some types of water damage.

Typically covered perils include fire, lightning, theft, vandalism, windstorms, and explosions. Policies vary, so it’s essential to review specific covered events.

A windstorm damages a business’s roof, which is covered under their commercial property insurance policy.

Review your policy to confirm coverage for natural disasters like windstorms or hail, and purchase additional policies if necessary.