How do I determine the right amount of coverage?

Conduct a thorough inventory of your assets, assess the cost to rebuild or replace them, and consider potential risks specific to your location.

To determine the right amount of coverage, assess the replacement cost of your building, equipment, and inventory. Consult an insurance broker for an accurate valuation.

A retail store consults an insurance broker to determine the replacement cost of their stock and fixtures, ensuring sufficient coverage.

Consider adding equipment breakdown coverage if your business relies on machinery or technology for daily operations.