Commercial Property Insurance

What is a deductible in commercial property insurance?

It's the amount you pay out of pocket before the insurance coverage pays for a covered loss.

Dig deeper

A deductible is the amount you must pay out of pocket before your insurance covers a claim. Choosing a higher deductible can lower your premiums.

Real World Example

A small business owner chooses a higher deductible, reducing monthly premiums while maintaining adequate protection.

Expert Considerations

Consult a tax professional to ensure you correctly deduct commercial property insurance premiums as a business expense.

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