What is the difference between builder's risk and general liability insurance?

Builder's risk covers property damage to the project itself, while general liability covers third-party injuries or property damage resulting from your operations.

Builder's risk insurance covers property damage to the structure, while general liability insurance protects against third-party injuries or property damage caused by construction activities.

A builder discovers employee theft of tools is not covered and purchases a fidelity bond for added protection.

Add testing coverage if your project involves critical systems like HVAC or electrical components that require operational testing.