What is the difference between first-party and third-party cyber coverage?

First-Party Coverage: Covers your business's own losses. Third-Party Coverage: Covers claims against your business by others affected by a cyber incident.

Yes, Commercial Auto & Bond can cover leased or rented vehicles if specified in the policy. This is important for businesses with temporary vehicle needs.

A logistics company relies on fleet coverage to simplify management and insure all business vehicles under one policy.

Add non-owned auto liability coverage if employees frequently use personal vehicles for work-related tasks.