Commercial Insurance
What is not covered by cyber liability insurance?
Exclusions may include pre-existing breaches, intentional acts by insiders, and failure to maintain basic security measures.
Dig deeper
Non-owned auto liability coverage protects businesses when employees use personal vehicles for work purposes, ensuring liability risks are addressed.
Real World Example
A company lowers premiums by implementing driver safety programs and maintaining a clean claims history for their commercial fleet.
Expert Considerations
Review your policy annually to adjust coverage as your business grows or changes its vehicle fleet and operational scope.
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