What is commercial umbrella insurance?

It provides additional liability coverage for businesses.

Commercial umbrella insurance adds an extra layer of liability protection to your existing business policies, covering costs that exceed the limits of your general liability, auto liability, or employer’s liability policies.

If your general liability policy covers $1 million and you face a lawsuit for $2 million, the umbrella policy covers the additional $1 million.

Umbrella insurance is essential for businesses exposed to high liability risks or those operating in public spaces.