What types of claims does commercial umbrella insurance cover?

It covers claims like bodily injury, property damage, and legal fees.

This insurance provides additional coverage for claims such as bodily injury, property damage, defamation, and legal fees that exceed the limits of your primary policies.

If a customer sues your business for $1.5 million for an injury and your liability policy covers $1 million, umbrella insurance pays the extra $500,000.

Understand the scope of your existing policies to identify gaps that umbrella insurance can fill.