Commercial Umbrella Insurance
Does commercial umbrella insurance cover employee injuries?
No, it does not cover employee injuries.
Dig deeper
Employee injuries are covered under worker’s compensation insurance. Umbrella policies do not extend to worker’s compensation claims.
Real World Example
An employee injured on the job filed a claim, which was covered by worker’s compensation insurance rather than the umbrella policy.
Expert Considerations
Ensure you have adequate worker’s compensation coverage alongside your umbrella insurance.
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