What is liability car insurance vs. full coverage?

Liability Insurance: Covers damages and injuries you cause to others in an accident. Full Coverage: Includes liability insurance plus collision and comprehensive coverage for your own vehicle.

Liability Car Insurance: Covers damages and injuries caused to others when you're at fault. Full coverage car insurance includes liability insurance along with comprehensive and collision coverage, protecting your own car as well as others' vehicles and medical bills.

If you're in an accident and are at fault, liability insurance will pay for the damages to the other vehicle, but full coverage would cover repairs to your own vehicle, medical bills, and damage caused by theft or natural events.

Liability insurance is cheaper, but it offers minimal protection. If your car is financed or leased, your lender may require full coverage. Otherwise, weigh the cost of full coverage against the value of your vehicle and your comfort level with risk.