When should I get homeowners insurance when buying a house?

You should have a policy in place before closing on the home to ensure coverage from day one, as lenders usually require proof of insurance.

You should get homeowners insurance as soon as you start the home buying process. Lenders usually require proof of insurance before closing, so arranging coverage early can help avoid delays.

Once you have a closing date for your new home, contact your insurance provider to set up a homeowners policy. Lenders will need proof of insurance before they finalize the mortgage.

Arrange homeowners insurance well before closing on a home purchase. This ensures there are no delays in getting your mortgage approved and that your new home is protected from day one.