How do I change homeowners insurance companies?

Shop for a new policy, align the start date with the cancellation date of your current policy, notify your mortgage lender, and ensure continuous coverage to avoid lapses.

Changing homeowners insurance companies can be done at any time. First, get quotes from other insurers, and once you've chosen a new policy, cancel the old one. Make sure there is no lapse in coverage during the switch.

When switching insurers, make sure your new policy starts before your current one ends. This will prevent any gap in coverage, which could leave you vulnerable to uncovered risks.

When switching insurers, make sure your new policy starts before canceling the old one. This prevents any gaps in coverage that could put your home at risk.