What safety discounts are available?

Discounts often available for safety courses, anti-theft devices, and multiple vehicle policies.

When it comes to insuring your powersport vehicle, like a motorcycle or ATV, many insurance companies offer discounts if you take certain steps to enhance safety. For instance, completing a certified safety course can make you eligible for a discount because it demonstrates your commitment to safe riding practices. Additionally, installing anti-theft devices on your vehicle can lower your insurance bill since these devices reduce the risk of theft, making your vehicle safer in the eyes of insurers. Furthermore, if you have more than one vehicle under the same insurance provider, you may receive a discount for insuring multiple vehicles. This is often referred to as a multi-vehicle discount, benefiting those who have a fleet of powersports machines.

Imagine you just bought a new dirt bike and you're looking to insure it. The insurance company informs you that if you complete a local motorcycle safety course, you could save 10% on your premiums. You decide to take the weekend course, which not only earns you the discount but also teaches you valuable safety tips. Additionally, by installing a GPS tracking device on your bike, your insurer offers another 5% off. And since you also have an ATV insured with the same company, they add a multi-vehicle discount, saving you even more. This makes your powersport hobby more affordable while ensuring you're covered for any bumps along the trail.

To make the most of safety discounts on your powersport insurance, start by checking what specific discounts your insurer offers. Enroll in a safety course not only for the financial benefits but for the valuable skills you'll gain. Consider investing in anti-theft technology, which can reduce both your insurance costs and the stress of potential theft. Lastly, if you own multiple powersport vehicles, try to bundle them under one insurance policy. Don't hesitate to talk to your insurance agent to understand all available options, ensuring you get the best coverage and reduce your premiums.