Why do I need renters insurance?

It safeguards your belongings against risks like theft, fire, or water damage and offers liability protection if someone is injured in your rented space.

Renters insurance is important because it protects your personal belongings from theft, fire, or other covered risks. It also provides liability coverage if someone is injured in your rental unit or if you accidentally damage someone else's property.

If your guest slips and falls in your rental unit, renters insurance can help cover their medical bills and protect you from liability.

Even if your landlord doesn’t require it, renters insurance is an affordable way to protect your belongings and limit your liability.